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| Research on the Subway Project Insurance Based on Insurance Premium Rate |
| JIANG Cheng-jie1, WANG Wen2, LIN Gang3 |
| （1. Zhejiang College of Construction, Hangzhou, Zhejiang 311231, China; 2. University of International Business and Economics, Beijing 100029, China; 3. China Railway Eryuan Engineering Group Co. Ltd, Chengdu, Sichuan 610031, China） |
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Abstract Abstract：Research purposes： At present, the scientific and reasonable method for setting the insurance premium rate about transit engineering such as the metro rail project is less. In order to promote the healthy development of China′s engineering insurance, this paper constructs a model for determining the premium rate of subway transit project based on the results of project risk identification. In this model, under the theory of premium rate, the fuzzy analytic hierarchy process (AHP) and expert scoring method are applied to the risk assessment of metro rail transit, which provides a new pricing basis for the estimation of the premium rate. Research conclusions： (1) Making Jianshesanlu Station of Hangzhou Metro Line 2 as an example, based on the BOQ mode, this paper identifies the risk of the project, constructs the WBS-RBS risk matrix of the system, determines the risk adjusted coefficient by the AHP analytic method and improved entropy weight method and calculates the engineering insurance rate which should be 6.76 per thousand. (2) The proposed method can be used in urban rail transit and other construction projects, which can objectively reflect the insurance rate of engineering risk.
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Received: 04 July 2017
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2017, Vol. 34 
